Visa Types
Buying a home is part of the American dream, and this is true for immigrants as well. We are asked every day whether a given immigration status is eligible for buying a house. We have decided to make this information public to ensure that those who can buy a house do so without fear that they are not allowed to.
Employment Authorization Type
| A02 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: The individual is a lawful non-permanent resident alien. |
| A03 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: Asylee/Refugee Status |
| A04 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: Asylee/Refugee Status |
| A05 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: Asylee/Refugee Status |
| A06 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: The individual is a fiancée/fiancé/spouse of citizen. This type is acceptable if the citizen fiancée/fiancé/spouse is also a borrower on the loan. |
| A07 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: This type indicates the individual is a parent or child of permanent resident.is also a borrower on the loan. |
| A08 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: N/A |
| A09 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: The individual is a fiancée/fiancé/spouse of citizen. This type is acceptable if the citizen fiancée/fiancé/spouse is also a borrower on the loan. |
| A10 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: This status indicates withholding of deportation or removal which means the individual likely would have been deported but they have more than a 50% chance of being persecuted in their home country. |
| A11 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: The president extends these visas for people from specific countries for certain amounts of time. |
| A12 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: Temporary Protected Status |
| A14 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: This status may be acceptable if the individual’s spouse is also a borrower. |
| A15 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: This is the spouse of a lawful permanent resident, investor, specialty occupation holder, etc. This is acceptable if their spouse is also on the loan. |
| A16 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: These are temporary, nonimmigrant statuses. |
| A17 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: This is the spouse of a lawful permanent resident, investor, specialty occupation holder, etc. This is acceptable if their spouse is also on the loan. |
| A18 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: This is the spouse of a lawful permanent resident, investor, specialty occupation holder, etc. This is acceptable if their spouse is also on the loan. |
| A19 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: These are temporary, nonimmigrant statuses. |
| A20 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: These are temporary, nonimmigrant statuses. |
| C03B | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: OPT students that are post completion or have an extension |
| C03C | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: OPT students that are post completion or have an extension |
| C04 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: These are temporary, nonimmigrant statuses. |
| C05 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: This is the spouse of J-1 nonpermanent resident and may be acceptable if the J-1 spouse is also on the loan and their visa is also determined to be acceptable. |
| C06 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: Refer to guidelines to determine if EAD type is acceptable. |
| C08 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: Asylum applicant with pending application |
| C09 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: This individual has applied for a green card. |
| C10 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: Individual has applied for cancellation of their removal, meaning they are attempting not to be deported. |
| C11 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: An individual paroled into the United States in the public interest or temporarily for emergency reasons. |
| C14 | Conv: Acceptable, FHA: Requires in depth underwriting review to determine eligibility, VA: Acceptable, Prime Jumbo: Acceptable, Description: Alien granted deferred action - This indicates that the individual has been granted some amount of extended time before a decision is made on their status. |
| C16 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: This individual has applied for a green card. |
| C17 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: Certain personal or domestic servants accompanying B-1 Temporary Business Visitor - These individuals may not remain in the U.S. for longer than the authorized period of stay listed in their B-1 nonimmigrant status. |
| C18 | Conv: Unacceptable, FHA: Unacceptable, VA: Unacceptable, Prime Jumbo: Unacceptable, Description: Alien with Final Order of Deportation - The individual is being deported. |
| C19 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: The president extends these visas for people from specific countries for certain amounts of time. |
| C25 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: Refer to guidelines to determine if EAD type is acceptable. |
| C26 | Conv: Acceptable, FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: Spouse of an H-1B nonimmigrant |
| C31 | Conv: Acceptable, FHA: Requires in depth underwriting review to determine eligibility, VA: Acceptable, Prime Jumbo: Acceptable, Description: Principal beneficiary or a qualified child of an approved VAWA self-petition - This indicates that the individual has been granted some amount of extended time before a decision is made on their status. |
| C33 | Conv: Acceptable (Fannie Mae), Unacceptable (Freddie Mac), FHA: Acceptable, VA: Acceptable, Prime Jumbo: Acceptable, Description: Deferred Action for Childhood Arrivals (DACA) - This changes from rescinded to not rescinded status depending on the political climate. |
VISA
| A-1 | Conv: Unacceptable, FHA: Unacceptable, VA: Unacceptable, Prime Jumbo: Unacceptable, Description: Diplomat - Diplomats must relinquish diplomatic immunity in order to effectively sign loan documents, otherwise they do not have to follow US laws. |
| B-1 | Conv: Unacceptable, FHA: Unacceptable, VA: Unacceptable, Prime Jumbo: Unacceptable, Description: Visitor Visa - An individual on a visitor visa (B-1/B-2) is not permitted to accept employment or work in the United States. |
| B-2 | Conv: Unacceptable, FHA: Unacceptable, VA: Unacceptable, Prime Jumbo: Unacceptable, Description: Visitor Visa - An individual on a visitor visa (B-1/B-2) is not permitted to accept employment or work in the United States. |
| E-1 | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: N/A |
| E-2 | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: N/A |
| E-3 | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: N/A |
| EB | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: N/A |
| F-1 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Requires in depth underwriting review to determine eligibility. Also requires a valid EAD to be obtained, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: Student - These students may work, but are likely limited to on-campus work for a maximum of 20 hours per week. Additionally, the student only approved to stay here as long as they are studying. |
| G-4 | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: N/A |
| H1-B | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: These visas allow US employers to employ foreign workers. |
| H1-C | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: These visas allow US employers to employ foreign workers. |
| H-2A | Conv: Unacceptable, FHA: Unacceptable, VA: Unacceptable, Prime Jumbo: Unacceptable, Description: Agricultural and Non-Agricultural Workers - These individuals are likely seasonal workers. |
| H-2B | Conv: Unacceptable, FHA: Unacceptable, VA: Unacceptable, Prime Jumbo: Unacceptable, Description: Agricultural and Non-Agricultural Workers - These individuals are likely seasonal workers. |
| H-3 | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: N/A |
| H-4 | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: N/A |
| J-1 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Not acceptable as a standalone. An EAD requires in depth underwriting review to determine eligibility. VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: Students who can work if sponsored - These visas generally ‘morph’ into another visa type when the student graduates. |
| K-1 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Not acceptable as a standalone. An EAD requires in depth underwriting review to determine eligibility. VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: Fiancé/Fiancée of a citizen - These people can work through an EAD card. |
| L-1A | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: These are visas that allow for intracompany transfers (transfers within the same company from a location outside the US, to a location in the US.) |
| L-1B | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: These are visas that allow for intracompany transfers (transfers within the same company from a location outside the US, to a location in the US.) |
| M-1 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Not acceptable as a standalone. An EAD requires in depth underwriting review to determine eligibility. VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: Student - These students may work, but are likely limited to on-campus work for a maximum of 20 hours per week. Additionally, the student only approved to stay here as long as they are studying. |
| TN | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: This allows citizens of Canada and Mexico to work in the United States as NAFTA professionals in prearranged business activities. |
| TN-1 | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: This allows US, Canadian, or Mexican citizens to work in one of the other two countries for up to three years. |
| TN-2 | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: This allows US, Canadian, or Mexican citizens to work in one of the other two countries for up to three years. |
| O-1 | Conv: Acceptable, FHA: Not acceptable as a standalone. An EAD must be provided, VA: Acceptable, Prime Jumbo: Acceptable, Description: Refer to guidelines to determine if visa type is acceptable. |
| P | Conv: Requires in depth underwriting review to determine eligibility, FHA: Not acceptable as a standalone. An EAD requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: Employment visa for athletes, artists, entertainers, etc. - These visas are typically granted for the duration of a specific event/competition meaning the term of the visa can differ from case to case. |
| Q-1 | Conv: Unacceptable, FHA: Unacceptable, VA: Unacceptable, Prime Jumbo: Unacceptable, Description: Culture Exchange Work - This is a nonimmigrant (temporary) visa for people participating in international culture exchange programs for a maximum of 15 months. |
| R-1 | Conv: Requires in depth underwriting review to determine eligibility, FHA: Not acceptable as a standalone. An EAD requires in depth underwriting review to determine eligibility, VA: Requires in depth underwriting review to determine eligibility, Prime Jumbo: Requires in depth underwriting review to determine eligibility, Description: Religious Worker - These visas are valid for 30 months, then can be extended for another 30 months. Once expired, the individual must return to their home country for at least a year. |